Ensure the Success of Your Big Day.

Anniversaries, birthday celebrations, graduation parties, and weddings - these are all special events that celebrate important moments in a person’s life. Planning such an event often involves a lot of time, money, and effort, all in the hopes that everything goes as expected.

RTG-WEST INSURANCE SERVICES, INC.'s Special Event Insurance is designed to provide you with peace of mind and financial protection in the event you have to cancel your special plans due to adverse weather conditions or a natural disaster. Most policies also cover cancellation when serious injury or illness prevents a key participant from attending the event.
Wedding Insurance

Your policy can even help you recover some of the costs if a key vendor of your wedding, such as the caterer, florist, or photographer fails to show up. Additional options for your Special Event Insurance are available and can include coverage for:

Gowns and tuxedos
Theft or damage to gifts
Extended coverage for honeymoon cancellation
Professional counseling if the cancellation of the event causes severe emotional distress

Most event sites have their own liability insurance; however, if you decide to hold your event at home, you may also want to purchase Liability Coverage that extends beyond your Homeowners policy.

Ensuring that your wedding is protected is an important part of planning for it. Since Special Event Insurance is designed on an individual basis, it’s important to discuss your specific insurance needs with a professional. Contact RTG-WEST INSURANCE SERVICES, INC. today to learn more.

Don’t Let One Accident Hurt Your Record.

We understand that accidents happen. On the road, there are many situations that are outside of your control and sometimes cannot be avoided. At RTG-WEST INSURANCE SERVICES, INC., we don’t want an accident to hurt your driving record, or even cause your rates to go up. With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness. 

Under Accident Forgiveness, if you’re involved in an accident, your rates won’t increase – even if the accident is your fault. This applies only one time per policy, and once it’s been used, you’ll be eligible to receive it again three years later. 

Contact a representative at RTG-WEST INSURANCE SERVICES, INC. today to find out how you can receive the benefits of Accident Forgiveness for your Auto Insurance policy.

Good Drivers deserve Great Rewards.

As a driver, safety should be one of your top concerns – safety for your passengers and for other drivers on the road. When you find the right coverage with RTG-WEST INSURANCE SERVICES, INC., you’ll learn that being a responsible driver has its benefits. With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver. 

When you sign up for Diminishing Deductible, you’ll receive an immediate $100 credit on your deductible. From there, you can add $100 of more credit for every year – simply by being a safe driver. Drivers under Diminishing Deductible can receive up to a maximum of $500 credit. 

For even more options, talk to a representative at RTG-WEST INSURANCE SERVICES, INC. about Total Loss Deductible Waiver. If your car gets totaled in an accident, and if you’re covered under this waiver, you won’t be responsible for paying your deductible.

It’s just one more way that RTG-WEST INSURANCE SERVICES, INC. can provide quality coverage options for safe drivers.

Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket. 


It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact RTG-WEST INSURANCE SERVICES, INC. to find out how you can be prepared for any situation on the road.

Bumper-to-Bumper Protection for Your Auto.

For most drivers, a car is more than just a means of transportation - it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from RTG-WEST INSURANCE SERVICES, INC., you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or some other object. 


How Much Collision Coverage is Needed?

Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from RTG-WEST INSURANCE SERVICES, INC. can help you find an insurance option that best fits your budget.

In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.

Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.

Accident Forgiveness ensures that your rates won’t increase because of a single accident.

Contact RTG-WEST INSURANCE SERVICES, INC. today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.

Security On and Off the Road.

Your Auto Insurance policy already gives you peace of mind behind the wheel. But more than just accidents happen, and with the right policy from RTG-WEST INSURANCE SERVICES, INC., you can make sure that the security of your automobile doesn’t stop the moment you pull into the driveway. Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision. 

At RTG-WEST INSURANCE SERVICES, INC., we know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them. Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:
Theft or Larceny
Vandalism and Glass Breakage
Fire Damage
Hail, Water, or Flood Damage
Hitting a Deer or Other Animal
Damage from Falling or Flying Objects
Other Non-Collision Related Services

In addition to Comprehensive, RTG-WEST INSURANCE SERVICES, INC. also can offer other non-collision oriented services for you and your car, like Roadside Assistance and Diminishing Deductible.
Roadside Assistance provides you with advantages like lockout assistance, jump starts, and towing up to 15 miles – all in one convenient package.
Diminishing Deductible commends you for being an accident and violation-free driver with an annual credit reward towards your collision deductible.

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.




If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.


Components of Liability

There are two main components to Auto Liability:
 Bodily Injury 
 Property Damage liability.

Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.

Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same.

Contact a representative at RTG-WEST INSURANCE SERVICES, INC. today for more information about what Liability Coverage can do for you.