All supplement and supply chain health manufacturers, distributors and retailers need liability insurance at the best possible price.  Business Insurances specialists at RTG West Insurance will help guide the new startup or seasoned management CFO with the proper coverages. 

Lowest priced renewal quotes for supplement manufactures and others in the supply chain business of supplement manufacturing can start by sending us your policy coverages via the declaration page.  We can quote your coverages for the best value before your policy renews.  Fax us your information to 951-789-8367 and give us a call so we can discuss your coverage or other business information details at 951-789-9300

California Contract Manufactures insurance and liability coverage plays an important role in protecting the financial stability of smaller supplement manufactures.  Small online marketing firms who sell many products from promotional and gift to supplements many times require insurance or request a certificate of liability from retail and online outlets.  Insurance for companies who create or manufacture private label products for other companies.

Insurance coverage for supplement manufacturing in California requires special treatment and experience in this sector of the economy.  RTG West Insurance Services specialize in coverages for these types of companies.  We also provide coverage for supplement manufacturing and private lable providers in Idaho.  Utah contract manufactures can also rely on our expertise in specialized insurance coverages in this area.  Give us a call now at 951-789-9300 and let one of our specialists help you with your insurance needs.  You can also fax your upcoming insurance declaration page to us at 951-789-8367

Private Label Insurance providers.

If you are an instititutional property owner and property manager many times your financing needs require you to have special types of insurance in place.

What are the typical Condo and PUD insurance requirments

typically the Insurance Requirements need to have the following for many commercial financing needs

- (1) Hazard: blanket all risk policy with 100% replacement, deductible not to exceed 5% of policy face amount, (2) Liability: coverage must be $1 Million per occurrence, (3) Flood Insurance: lesser of 100% of insurable value or maximum coverage allowed per NFIP ;coverage of each unit should be the lesser of $250,000 or the amount of its replacement cost (I.e., the replacement cost of all units combined or the number of units x $250,000);deductible not to exceed $25,000 per building located in the flood zone, (4) Fidelity Bond: required for projects with over 20 units, coverage must be In amount sufficient to cover three months of HOA dues or meets requirements of state law.

Condominium project insurance master or blanket policies containing either of the following are prohibited:

· A blanket policy that covers multiple unaffiliated condominium associations or projects, or

· A self Insurance arrangement whereby the owners' association is self insured or has banded together with other unaffiliated associations to self Insure all of the general / and limited common elements of the various associations.

Talk to one our our knowledgable insurance agents at RTG West Insurance. We serve all of California including San Jose, Sacramento, Menlo Park, Riverside, Corona, Irvine, and Ontario.




We have great commercial insurance packages for Landscape contractors, commercial vehicles, general liability, equipment coverages, workers comp. We service landscape contractors in the city of Riverside, Murrieta, Corona and Temecula areas.  We provide coverage for businesses that provide has specialized in handling the insurance needs of the Green Industry since Since 1996 RTG West Insurance has been helping the Green Industry insurering many in the landscape contractor community.  Landscape Contractors competitive group insurance programs and at the same time provide outstanding service. We continue that tradition today by providing our clients the most competitive quotes from the top insurance companies in the country. We are competitive in tree trimming and removal services.  Whether you have 1 or large fleet of landscape vehicles we can handle the risk.



Our new customer that develop mobile phone applications for iphone & android marketplace, came to us with a need for professional or errors & omissions liabilty insurance

Affordable Homeowners Insurance from your agents in Murrieta and Temecula  Insurance Specialists.

Call NOW 951-789-9300


What is homeowners insurance and who should buy this type of coverage? Homeowners insurance is one of the most popular forms of personal lines insurance on the market today. The typical homeowners policy has two main sections: Section I covers the property of the insured and Section II provides personal liability coverage to the insured. Almost anyone who owns or leases property has a need for this type of insurance. And many times, homeowners insurance is required by the lender as part of the requirements in obtaining a mortgage.

What is the difference between "actual cash value" and "replacement cost"? Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When "actual cash value" is used the policyowner is entitled to the depreciated value of the damaged property. Under the "replacement cost" coverage, the policyowner is reimbursed an amount necessary to replace the article with one of similar type and quality at current prices

Our business suggest the best coverages for you

What are the policy limits (i.e., coverage limits) in the standard homeowners policy?
[Note: this answer is based on the Insurance Services Office's HO-3 policy.]
Coverages A and B provide protection to the dwelling and other structures on the premises on an all risks basis up to the policy limits. The policy limit for Coverage A is set by the policyowner at the time the insurance is purchased. The policy limit for Coverage B is usually equal to 10% of the policy limit on Coverage A. Coverage C covers losses to the insured's personal property on a named perils basis. The policy limit on Coverage C is equal to 50% of the policy limit on Coverage A. Coverage D covers the additional expenses that the policyowner may incur when the residence cannot be used because of an insured loss. The policy limit for Coverage D is equal to 20% of the policy limit on Coverage A. The coverage limit on Coverage E - Personal Liability - is determined by the policyowner at the time the policy is issued. The coverage limit on Coverage F - Medical Payments to Others - is usually set at $1000 per injured person.

 Where and when is my personal property covered?
Coverage C, which provides named perils coverage, applies to all your personal property (except property that is specifically excluded) anywhere in the world. For example, suppose that while traveling, you purchased a dresser and you want to ship it home. Your homeowners policy would provide coverage for the named perils while the dresser is in transit - even though the dresser has never been in your home before.

What factors should I consider when purchasing homeowners insurance? There are a number of factors you should consider when purchasing any product or service, and insurance is no different. Here is a checklist of things you should consider when you purchase homeowners insurance. First and foremost, purchase the amount and type of insurance that you need. Remember that if your policy limit is less than 80% of the replacement cost of your home, any loss payment from your insurance company will be subject to a coinsurance penalty. Also, determine the amount of personal property insurance and personal liability coverage that you need. Second, determine which, if any, additional endorsements you want to add to your policy. For example, do you want the personal property replacement cost endorsement or the earthquake endorsement? Finally, once you have decided on the coverage you want in your homeowners insurance policy, you can now decide which insurer you would like to purchase the insurance from. Some people like the idea of purchasing insurance from a mutual company rather than a stock company. You should also decide whether you would like an insurance agent to assist you in your purchasing decision or if you would like to buy the product directly from an insurer without the assistance of an agent.

Call one of our agents now for more information

RTG  West Insurance Services Inc  951-789-9300

Cheap Workers Compensation Insurance Quotes in Corona and Anaheim Hills, Ca  right now at 951-789-9300


Workers' compensation insurance or workman's compensation insurance covers injuries and occupational diseases picked up at work. Fault doesn't matter; employers are liable even if the employee may have contributed to the injury or illness.
Yes, liability for the employer


It's required in every state except Texas, and specifics vary from state to state. Workers' comp can cover all these areas:
Injuries or loss of limbs,
Diseases like emphysema or repetitive motion,
Injury inflicted at work,
Medical treatment,
Rehabilitation needed so workers can return to work,
Lost wages (up to two-thirds of the employee's salary),
Death,
Liability Insurance for the company for lawsuits filed by injured employees.

We have assembled some of the cheapest and affordable resources on Worker's Compensation Insurance. Click here for workers compensation insurance, workers insurance and/or workman's compensation insurance for small and big businesses.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation and it covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.

Talk to RTG West Insurance at 951-789-9300 so we can handle your inquiry and get you a speedy quote.