Workers Compensation Insurance Riverside Ca Affordable

Riverside, Ca Workers Compensation specialists at RTG-West Insurance Services, Inc.  951-789-9300

While now is the time to reduce costs when  possible, it is definitely not the time to cut corners at the expense of employees' safety or protection.   So here are  some quick considerations for nearly every business 

1. Consider the total cost of insurance ownership.
2. Select the right solution for your needs.
3. Safer work environments save money.
4. Look to build a true partnership.
5. Today, more than ever, financial strength matters.
6. Follow a proven service model with programs in place to help contain medical costs.
7. Know your bench of experts and leverage their expertise.
8. Make a formalized return to work program part of your culture.
9. Hire the right people for the job.
10. Examine the validity of workers' compensation claims and injuries and know how to act on the invalid ones.

Remember to  Encourage and reward safe work practices. Be sure to provide the proper training and instruction employees need to perform their jobs safely -- starting on day one. Then look for opportunities to offer ongoing education in the form of workshops, training, and seminars to help employees stay up-to-date on the latest safety practices for their jobs.

Bring employees back to work faster. The longer injured employees stay out of work on disability, the higher wage replacement and medical costs -- and, therefore, your workers’ comp premiums -- will be. To reduce this time as much as possible, create a formal return-to-work program that encourages injured employees to get back to work as quickly as they can.

Your program might allow injured employees to come back to work on a modified schedule or part-time or limited basis at first. At the same time, injured employees need to feel safe when they return to work, so take any necessary steps to address the cause of their accident and help ensure that it won’t happen again.

Very important:   Create a corporate wellness program. Healthy and fit employees are less likely to become injured on the job. Wellness programs run the gamut, from providing subsidized health club memberships or an on-site gym for employee use to offering employees the services of a personal trainer or dietitian, either paid for or subsidized by the company.

Some other considerations

It suggests closely examining the proof points of each carrier and TPA by asking questions such as: Do they have a proven track record of success insuring or servicing similar risks in your industry? Is it backed by 24/7 service and support and the ongoing flexibility to add products and services as needed? Is the program customizable to fit your specific needs with the potential for systemic savings based on your organization's performance over time?

If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages. That’s why it’s important to discuss your options with a specialist at RTG-WEST INSURANCE SERVICES, INC. who can help you find the right coverage options for all your business needs.

Posted by Rockne Gibson on 2:45 PM. Filed under . You can follow any responses to this entry through the RSS 2.0

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Over 30 Years Insuring the Future

RTG-West Insurance Services, Inc., established in 1995, is a full service Independent Insurance Agency offering insurance protection and risk management services to families and businesses in California for Auto, Home, Business, Life, and Health insurance needs.

Our three service divisions specialize in

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Employee Benefits including individual and group health, life and disability insurance.

We also offer Life insurance products for all needs.

As an Independent Insurance Agent we offer a high level of customized insurance services and products to meet our clients needs.

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As a locally owned and operated insurance company RTG-WEST INSURANCE SERVICES, INC. has delivered quality insurance solutions to individuals in CA since 1995, specializing in Business Auto Homeowners insurance coverage.

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