Homeowners Property and Liability affordable Insurance


Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at RTG-WEST INSURANCE SERVICES, INC., we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:


Fire and Lightning
Collisions from Vehicles or Aircraft
Hail
Sewer/Drain Backup
Windstorm
Vandalism
Volcanic Eruption
Smoke
Freezing Conditions or Snow
Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative at RTG-WEST INSURANCE SERVICES, INC. who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy.
In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with RTG-WEST INSURANCE SERVICES, INC. before making a decision.

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Over 30 Years Insuring the Future

RTG-West Insurance Services, Inc., established in 1995, is a full service Independent Insurance Agency offering insurance protection and risk management services to families and businesses in California for Auto, Home, Business, Life, and Health insurance needs.

Our three service divisions specialize in

Personal Insurance,
Commercial Insurance,
Employee Benefits including individual and group health, life and disability insurance.

We also offer Life insurance products for all needs.

As an Independent Insurance Agent we offer a high level of customized insurance services and products to meet our clients needs.

We do not work for an insurance company, we work for you!

"We Work For You."

The Agents and staff of RTG-West Insurance Services, Inc. are committed to providing unsurpassed service to each of our clients. We believe in the good old fashioned values of Trust, Honesty, Integrity, and Hard Work

951-789-4137

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WHAT WE DO FOR CLIENTS EVERY DAY

As a locally owned and operated insurance company RTG-WEST INSURANCE SERVICES, INC. has delivered quality insurance solutions to individuals in CA since 1995, specializing in Business Auto Homeowners insurance coverage.

At RTG-WEST INSURANCE SERVICES, INC.,we work for YOU, our client to find the best coverage and the best price.

We proudly provide insurance solutions to clients in Riverside, Corona, Murrieta, Temecula, San Bernardino, Moreno Valley and all the Inland Empire. We have commercial clients in Los Angeles, San Diego, Hollywood and beyond.

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