Group Health Insurance Murrieta Ca 951-789-9300 RTG West


Your Temecula Group Health Insurance experts at  RTG West Insurance shows you how to manage the rising cost of group health insurance in California

1. Keep employees healthy. Institute a comprehensive wellness program that includes disease management for afflictions such as asthma and diabetes, as well as offering flu shots, cancer screenings, smoking-cessation sessions and a round-the-clock phone line staffed by nurses. In a report by the U.S. Department of Health and Human Services report, “Prevention Makes Common Cents.” Likewise, heavy machinery manufacturer Caterpillar estimates that a wellness program will save alot of money.

Such wellness programs don’t just keep company accountants happy. They’re also popular with workers.

2. Reduce coverage. Cutting coverage or asking your employees to contribute more to the plan is a logical step to reducing small business health insurance costs. The downside of this strategy is that it will likely prove unpopular with workers.

It's fairly common for businesses to exclude dental and vision insurance, but talk to your employees to see what they want covered. They might opt for having dental and vision insurance and a health savings account, for example.

 Affordable group health insurance has been, and continues to be, the preferred mode of health insurance for between 175,000,000 and 200,000,000 Americans, according to the National Conference of State Legislatures. At the heart of any group plan is the simple fact that insurance companies stand to make more money as they insure more people. Since businesses, religious organizations, and professional groups provide insurers with pre-assembled groups of willing customers, insurance providers are willing to negotiate lower group rates in exchange for the opportunity to gain customers en-masse. In the end, everybody wins.

Call us now and talk to a Group Health Specialist 951-789-9300.  You can also click the logos for our providers on the right anytime to get started  --------->

Posted by Rockne Gibson on 9:27 PM. Filed under . You can follow any responses to this entry through the RSS 2.0

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RTG-West Insurance Services, Inc., established in 1995, is a full service Independent Insurance Agency offering insurance protection and risk management services to families and businesses in California for Auto, Home, Business, Life, and Health insurance needs.

Our three service divisions specialize in

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As a locally owned and operated insurance company RTG-WEST INSURANCE SERVICES, INC. has delivered quality insurance solutions to individuals in CA since 1995, specializing in Business Auto Homeowners insurance coverage.

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